IT professionals face potential liabilities from clients and third parties on a daily basis. Clients expect good, quality advice with a quality product including installation. They rely on you to get it right so that their systems work efficiently and they can carry on with business. The problem is sometimes good advice and service don’t always protect IT professionals from liability. Unsatisfied clients will seek to assign blame when things go wrong and systems break down. This can lead to claims against them for compensation and legal costs which can in turn lead to a considerable time commitment to settle or defend the claim. IT liability insurance policies combine Professional Indemnity (PI), Public Liability and Products Liability to cover IT professionals from a series of potential problems that could come up out of the services rendered for a client.
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